Recently there have been two financial accidents in Korea. The first is the incident where the internal server of Hyundai Capital, a financial service company, was breached by a group of hackers and the customer database was stolen. The second incident happened at the NH(NongHyup) Bank where someone ill-intentionally deleted its financial information from the server. The two incidents are under investigation, but people are worried that their personal information are exposed to hackers.<\/p>\n
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These accidents tell us how financial companies are weak in their security of DB management. This security issue is not the problem of a sole company but a common vulnerability around our internet and mobile financial services. Though we know the danger of a malware or spyware, most customers and companies have excessively believed in the system integrity of financial services.<\/p>\n
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But the reality is totally different with the belief. Furthermore, the number of customers using a mobile banking service or a stock service is rapidly increasing. It has a potential to spread out spyware to a personal user’s smartphone and to use it as a zombie phone. Several malwares intentionally increase data-traffic by connecting to an advertisement. Especially Android OS opens its source codes public, it is vulnerable to the attacks by hackers or other spy-wares pretending to be a game or another useful application.<\/p>\n
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To prevent these security problems, carriers are distributing an application which can remotely control a cellular phone. But this is just a follow-up method. While there are several anti-virus programs in a personal computer, a mobile anti-virus application is at its early stage. But due to the rapid distribution of smartphones and the sharp growth of a mobile application market, the market of a mobile security gets more important and several applications are provided to a customer. The main players of the market are Kaspersky, McAfee, Lookout and Symantec.<\/p>\n
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And if a mobile wallet is activated based on widespread NFC-embedded smartphones, it would be a very important service which are related with financial information in USIM. Now most security applications provide similar functions as follows:<\/p>\n
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– Locking up a phone
\n– Saving DB
\n– Monitoring a spyware\/malware
\n– Determining a location of a phone when a user get lost one<\/p>\n
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Among the listed functions, data back-up is not a recommended function but it will be very useful in a case where it is connected to a personal safe box service. And it will be preferable for users to install an application. But many users think anti-virus applications are a unnecessary thing in a way that those programs decrease the performance of a smartphone and use battery by regular check-out. Even some users delete an anti-virus application to speed-up their smartphone.<\/p>\n
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Security is necessary but it has a long way to achieve its goal.<\/p>\n","protected":false},"excerpt":{"rendered":"
Recently there have been two financial accidents in Korea. The first is the incident where the internal server of Hyundai Capital, a financial service company, was breached by a group of hackers and the customer database was stolen. The second incident happened at the NH(NongHyup) Bank where someone ill-intentionally deleted its financial information from the […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/www.jkthinks.com\/index.php?rest_route=\/wp\/v2\/posts\/190"}],"collection":[{"href":"https:\/\/www.jkthinks.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jkthinks.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jkthinks.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jkthinks.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=190"}],"version-history":[{"count":1,"href":"https:\/\/www.jkthinks.com\/index.php?rest_route=\/wp\/v2\/posts\/190\/revisions"}],"predecessor-version":[{"id":376,"href":"https:\/\/www.jkthinks.com\/index.php?rest_route=\/wp\/v2\/posts\/190\/revisions\/376"}],"wp:attachment":[{"href":"https:\/\/www.jkthinks.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jkthinks.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jkthinks.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}